Both FHA and conventional mortgages offer options for borrowers looking to rebuild. Here’s what you need to know about the waiting periods for applying after common financial setbacks.

But you know what’s scarier than a ghostly ghoul lurking in the shadows? Shopping for a house without a mortgage pre-approval!

An FHA mortgage is a home loan backed by the Federal Housing Administration. It’s designed to make homeownership more accessible, especially for first-time buyers or those with less-than-perfect credit. The FHA’s backing means lenders can offer these loans with lower down payment requirements and more flexible credit standards, giving more people a shot at homeownership.

This guide will walk you through the homebuying journey in California, from getting pre-approved for a mortgage to closing and getting the keys to your new home. Ready to get started? Let’s dive in!

Jumbo Mortgages allow you to borrow more, making it possible to purchase higher-value properties, particularly in areas with pricier real estate markets.

Enter side gigs. These flexible opportunities can help you bring in some extra cash without having to give up your day job. Whether you're a social butterfly, a creative genius, or a numbers whiz, there's a gig out there waiting for you. Let’s dive into how you can start this exciting adventure!

Owning a home comes with a lot of responsibility, but there are a few mortgage hacks that savvy homeowners can use to save money and pay off their homes faster. These hacks aren’t just gimmicks—they’re proven strategies that can reduce your financial burden and even help you build wealth over time.

Adding someone to the title of your home might seem like a straightforward way to share ownership or prepare for the future, but it’s important to understand the potential financial consequences.

If you and your spouse have a mortgage, you may be wondering what happens to that mortgage if you're getting divorced. There are a few common scenarios and options available, depending on your individual situation and your financial goals.

Prepare for lower mortgage rates and increased competition! Learn expert tips on how to get ready for the housing market when rates dip. Get pre-approved with Best Option Mortgage today!

The good news is, with Best Option Mortgage’s 100% Financing FHA Program, you can put those worries to rest. This isn’t just another mortgage option—it’s your ticket to homeownership without the stress of upfront costs.

Best Option Mortgage’s 100% Financing FHA Program offers you not just full financing but also an additional 5% in down payment and closing cost assistance. This program empowers you to shop confidently, knowing you have the financial support to cover these critical expenses—including up to 1.5% of your buyer’s agent fees.

With Best Option Mortgage’s 100% Financing FHA Program, your dream can become a reality—without the financial stress.

The Home 100 program is a game-changer for clients who might not have the resources to cover a traditional down payment or closing costs. It offers 100% financing, allowing buyers to finance the entire purchase price of the home, and even goes up to 101.5% CLTV (Combined Loan-to-Value) to cover additional costs.

Ready to turn your construction project into your dream home without the hassle? We’re thrilled to announce a fantastic new option to make your homeownership journey smoother and more rewarding. Introducing Construction to Perm Cash-Out Loans—a seamless way to pay off your construction mortgage and secure permanent financing on your newly completed home.

Are you a loan officer looking for an unparalleled opportunity to elevate your career and exponentially grow your business? Best Option Mortgage is here to help you achieve extraordinary success. With our comprehensive support, competitive compensation, and innovative programs, you can expand your business like never before. Here’s why joining Best Option Mortgage is the best decision you can make for your professional growth.

Whether you're an experienced investor or a first-time homebuyer looking for alternative financing solutions, Best Option Mortgage offers a diverse range of programs to ensure there's something for everyone

Are you considering buying a home but uncertain about the timing? Despite the current market conditions, 2024 offers unique opportunities for homebuyers. Here are five compelling reasons why now is still a great time to invest in a home

Are you looking to tap into your home equity to pay off debt or invest in new opportunities? A Home Equity Line of Credit (HELOC) from Best Option Mortgage might be the perfect solution for you!

At Best Option Mortgage, we are excited to offer a fantastic opportunity with our FHA 100% financing program. This program is specifically designed to make homeownership accessible and affordable, especially for first-time homebuyers.