Best Option Mortgage offers competitive compensation, high-quality leads, and a wide range of programs to meet the diverse needs of your clients. Here’s why you should consider joining our team.

In today's economic climate, the buzz around rising interest rates might have you second-guessing the timing of your home purchase. But what if we told you that what seems high now is actually more manageable than you think? Let’s dive into the real scoop on interest rates and why, despite the media buzz, now remains a great time to buy a home.

¿Sueñas con ser propietario de una casa pero crees que está fuera de tu alcance porque no tienes un número de Seguro Social? ¡Piénsalo de nuevo! Best Option Mortgage está emocionado de anunciar nuestro revolucionario Programa de Préstamos ITIN con un increíblemente bajo pago inicial de solo el 3.5%. Esto es más que una oferta hipotecaria; ¡es una oportunidad dorada para convertir tus sueños de ser propietario en realidad!

We are thrilled to announce an exciting development at ML Mortgage! As part of our ongoing commitment to enhancing the services we provide to our clients, ML Mortgage has acquired the retail division of Mountain West Financial, a reputable mortgage lender based in Redlands, California, for the past 30 years.

Are you considering buying a home? With the current mortgage rates, it might feel a bit daunting, but here are two compelling reasons why taking the plunge into homeownership might be a wise decision if you're ready.

If you're considering a move, you might be tempted to wait for mortgage rates to drop. However, the decision isn't as straightforward as it seems. Understanding the relationship between mortgage rates and the housing market can help you make a more informed choice.

As a real estate agent, your goal is not just to sell homes but to build a thriving business that stands the test of time. Partnering with a reliable and supportive mortgage lender can be a game-changer, especially for first-time homebuyers. Discover why choosing Best Option Mortgage as your partner can elevate your business and help you become a more successful realtor.

Navigating today's real estate market might seem overwhelming, especially if you're looking to buy your first home. With housing inventory at a low of just 2.5 months—far less than the 6-8 months seen in 2020—it's a competitive world out there. However, this situation offers a unique opportunity for first-time buyers like you. Here's why purchasing your home now and planning to refinance later could be a smart move.

In the world of real estate investment, there's a strategy so compelling it's often referred to as "mortgage hacking." This approach isn't about cutting corners; it's about leveraging existing rules to your advantage. Specifically, it involves purchasing a multi-unit home, such as a duplex, triplex, or fourplex, under terms that are incredibly favorable to first-time homebuyers or those who haven't owned a home in the last three years. Here's how you can dive into homeownership and investment with minimal down payment and why it's a game-changer in building wealth.

In a market that seems to be playing an endless game of cat and mouse between buyers waiting for the perfect moment and fluctuating interest rates, it's easy to think holding off on purchasing a home is the smart move. But here's the twist – this isn't an April Fools' joke: waiting for mortgage interest rates to drop could actually cost you more in the long run. Let's dive into why buying a home now, even at a slightly higher interest rate, is a decision you won't regret.

Are you dreaming of owning a home but think it's out of reach because you don't have a Social Security number? Think again! Best Option Mortgage is thrilled to announce our groundbreaking ITIN Loan Program with an incredibly low 3.5% down payment. This is more than just a mortgage offer; it's a golden opportunity to turn your homeownership dreams into reality!

Our Near Miss program is specifically designed to cater to borrowers looking for a straightforward path to owning a mobile home, using just a Profit and Loss statement. Say goodbye to the complex documentation requirements and hello to a smoother, more accessible mortgage solution.

Navigating the path to homeownership can often feel like an uphill battle, especially for non-traditional borrowers. But what if there was a key to unlocking the door to your dream home that you hadn't considered? Enter Non-QM loans, a beacon of hope for those who don't fit the conventional lending mold.

Welcome to the world of self-employment, where the freedom of being your own boss comes with its unique set of challenges, especially when it comes to securing a mortgage. At Best Option Mortgage, we understand that traditional mortgage options might not always fit the unconventional income patterns of the self-employed. That's why we're here to guide you through the best mortgage options tailored to your unique financial landscape.

Last year's real estate landscape was a rollercoaster, marked by a seller's market that eventually began to balance out. As we step into 2024, with inflation cooling but home prices and mortgage rates remaining high, understanding the home buying process is more crucial than ever. Here's your roadmap to homeownership in the current climate.

Are you self-employed, rocking the 1099 life, or just looking for a more flexible mortgage option? Dive into the world of bank statement mortgages with us, where your bank statements unlock borrowing power you never knew you had! Let's unravel this financial gem together.

Are you ready to turn your California home-owning dreams into reality? There's some exciting news on the horizon that might just be your golden ticket! The California Dream For All Shared Appreciation loan program, a beacon of hope for first-time homebuyers, is getting a makeover. Let's dive into what's new and how it could be your key to homeownership.

Running your own business is no small feat – it's like being a superhero in the world of entrepreneurship. But when it comes to buying a home, even superheroes need a sidekick. That's where Best Option Mortgage comes in, especially before you file those taxes!