Purchase Contract and Property Information

  • Complete copy of the purchase & sales contract signed by both buyers and sellers

  • Contact information for access to the property

  • Plans and specifications (new construction only)

  • Evidence of septic pumping and county certification (FHA and VA loans only)

  • Copy of current well test and county certification (FHA and VA loans only)

Personal information

  • Social Security Number

  • Age

  • Years of Schooling

  • Marital Status

  • Number and age of dependents

  • Current address and telephone number

  • Address for past two years (if more than one)

  • Current housing expenses (rent, mortgage, insurance and taxes)

  • Name and address of landlord/mortgage holder (past two years only)

Income & Employment

  • Two years of employment history

  • Recent 30 day's worth of paystubs and 2 years of W-2 forms

  • If self employed, complete personal and corporate tax returns with current profit and loss statement

  • Records of dividends and interest received

  • Proof of other income (award letters for social security, retirement, pension or military retirement)

Assets

 

  • Current 2 months' statements for bank and money market accounts

  • Current statements for stocks, bonds, mutual funds, and other investments

  • Vested interest in retirement funds

  • Face amount and cash value of life insurance

  • Information on any cars you own

  • Information on any real estate you own

  • Value of any significant personal property you own

Liabilities & Debts

  • Itemized list of all current debts: loans, credit cards, child support payments, 401k loans and any other bills

  • Written explanation of any past credit problems

  • Full details of bankruptcy during the last 7 years, if applicable

 

Additional Items

  • Copy of divorce decree, which should include property settlement statement and order of child support

  • Complete bankruptcy papers, discharge notice and any other supporting documentation (if bankruptcy occurred in last 7 years)

  • Original certificate of eligibility (VA loans only)

  • Copy of DD214 or Statement of Service (VA loans only)

  • Additional fees from third parties may include ( VOE’s, Credit reports, Appraisal costs, and Tax transcript requests)

Fees

 
 
 

Here is a list of documents that you can download and print.

These are Adobe Acrobat PDF documents so if you don't already have a copy of the Adobe Acrobat Reader you may get it by clicking the adobe logo.

 

 
 
 
 

Your new home awaits.