Navigating the path to homeownership can often feel like an uphill battle, especially for non-traditional borrowers. But what if there was a key to unlocking the door to your dream home that you hadn't considered? Enter Non-QM loans, a beacon of hope for those who don't fit the conventional lending mold.
Myth-Busting Non-QM Loans
Quick and Cost-Effective: Contrary to popular belief, Non-QM loans don't have to be a marathon to close, nor do they come with prohibitive costs. At Best Option Mortgage, we've streamlined the process, making it as swift and affordable as traditional loans.
Empowering Non-Traditional Borrowers
A Path to Purchase: Non-QM loans are designed with you in mind—whether you're a freelancer, a small business owner, or someone with unique financial circumstances. These loans open up possibilities for those who have been sidelined by conventional lending criteria.
Human-Centric Approach
You're More Than Numbers: We see beyond credit scores and income statements. Our approach is to treat every applicant with the dignity and understanding they deserve, recognizing the person behind the paperwork.
Honesty Is Key
Let's Work Together: Transparency is crucial. By being upfront about your financial situation, we can tailor a Non-QM loan that best fits your needs, guiding you through every step with honesty and integrity.
Simplifying the Process
Easier Than Ever: The world of Non-QM loans has evolved. They're now less complicated, making it easier for you to secure financing for your home without the headache.
Best Option Mortgage's Non-QM Products:
ITIN Loans and Foreign National Programs: No US credit required, making homeownership accessible to a broader audience.
Flexible Income Verification: From P&L statements to bank statements, we accommodate various forms of income verification.
Investment-Friendly: Offering loans for 1-4 unit investment properties and mixed-use buildings, with competitive loan amounts up to $4 million.
Innovative Solutions: Including second mortgages and financing for condotels and non-warrantable condos.
Inclusive Policies: Accepting cannabis income and allowing gift funds and equity, we strive to include as many borrowers as possible.
Ready to Explore Your Options?
Non-QM loans might just be the best route to homeownership for you. With Best Option Mortgage, you're not just finding a lender; you're discovering a partner ready to help you unlock the door to your new home. Let's debunk myths and build futures together.
Interested in learning more about how Non-QM loans can work for you? Contact us today and take the first step towards owning your dream home.
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Best Option Mortgage is a DBA of ML Mortgage Corp. ML Mortgage Corp. is a state-licensed mortgage lender, NMLS ID #362312, licensed by the CA Department of Financial Protection and Innovation under the Finance Lenders Law, License #60DBO69831. For other states, visit www.mlmortgage.net. To verify licenses, visit www.nmlsconsumeraccess.org. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. © 2024 ML Mortgage Corp. All rights reserved.