Buying a home in today’s market can feel overwhelming, especially with fluctuating mortgage rates. Many buyers wonder if they should wait until spring, expecting lower rates and more listings. However, delaying your home purchase could mean facing higher competition, increased prices, and more stress.
If you’re considering buying, moving forward before spring could work in your favor. Here’s why acting now may give you an advantage and how Best Option Mortgage can help you secure the best deal.
1. Less Competition From Other Buyers
Winter is a quieter season for the real estate market. With fewer buyers actively searching, competition is lower. This means you’re less likely to find yourself in a bidding war and have more time to make thoughtful decisions.
According to the National Association of Realtors (NAR), homes tend to sit on the market longer in the winter compared to spring and summer (see chart below). With reduced demand, buyers gain the upper hand. The Alabama Association of Realtors highlights this benefit:
“A significant benefit of buying a home in winter is the reduced competition. Because of the perceived benefits of spring, many buyers delay the start of their house hunt. As a result, you will find fewer people competing for the same properties during winter. Less demand can translate into more negotiating power as sellers may be more willing to entertain offers or agree to concessions to get a deal closed quickly.”
If you’re ready to buy, winter presents an opportunity to find the right home without the springtime rush.
2. More Negotiating Power
With homes staying on the market longer during the off-season, sellers may be more willing to negotiate. This could mean securing a better price, added incentives, or seller-paid closing costs.
According to Chen Zhao, an Economist at Redfin:
“. . . buying during the off season means less competition from other buyers. That means potentially negotiating a better deal.”
Fewer buyers in the market put more pressure on sellers to accept reasonable offers. If a seller is motivated, they may be open to:
Reducing the asking price
Covering closing costs
Making necessary repairs before the sale
This flexibility can make a big difference in securing an affordable deal.
3. Lock in Today’s Prices Before They Rise
Home prices typically hit their lowest point in the winter months. Data from NAR shows that prices tend to be lowest in January, February, and March before rising in the peak spring season (see chart below).
Between 2010 and 2024, Bright MLS found that home prices in January and February were, on average, 15% lower than peak season pricing (typically in June). Buying now allows you to avoid the springtime price surge and lock in a great deal before appreciation pushes prices higher.
Additionally, real estate historically appreciates over time. That means if you wait, you might end up paying more in the long run. If you’re financially ready, buying before spring ensures you secure today’s prices rather than taking the risk of a market increase.
Why Best Option Mortgage Is Your Best Choice
If you’re considering buying before spring, Best Option Mortgage is here to help you navigate the market and secure the best financing. Our expert loan officers offer:
Fast pre-approvals* to give you a competitive edge*
The best mortgage rates* tailored to your financial needs*
A seamless application process* with personalized guidance*
*Getting pre-approved now puts you in the best position to act quickly when you find the perfect home. *Apply today and take control of your homeownership journey.
Apply for Mortgage Pre-Approval Now
Final Thoughts
While waiting until spring might seem like the logical choice, buying before the peak season can give you significant advantages:
Less competition* means less stress and more options.*
Greater negotiating power* helps you secure the best deal.*
Locking in today**’s prices** can save you thousands in the long run.
If you’re ready to take advantage of these benefits, now is the time to start the process. Best Option Mortgage is here to guide you every step of the way. Don’t wait—apply today and make your move with confidence!
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Best Option Mortgage is a DBA of ML Mortgage Corp. ML Mortgage Corp. is a state-licensed mortgage lender, NMLS ID #362312, licensed by the CA Department of Financial Protection and Innovation under the Finance Lenders Law, License #60DBO69831. For other states, visit www.mlmortgage.net. To verify licenses, visit www.nmlsconsumeraccess.org. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. © 2025 ML Mortgage Corp. All rights reserved.